Carter Gold

Your Gold Questions, Answered Straight

No sales script. If the honest answer is "don't sell," that's the answer you'll get.

Pricing & Payment

How do you set your prices?

Weight × purity × the live market gold price. We test purity with XRF in front of you, weigh on certified scales, and walk you through the math before you decide anything.

How fast do I get paid?

On the spot, same visit — cash or e-transfer, your choice.

Will you really beat other offers?

Bring a written offer from any other buyer and we'll beat it, or tell you straight — in front of you — exactly why we can't. That's our Best-Price Promise.

Is now a good time to sell gold?

Gold is near historic highs, but the honest answer depends on your situation. Text us a photo and we'll give you a straight opinion — including 'keep it' if that's the truth.

Taxes

Do I pay tax when selling gold in Canada?

For most people selling personal jewellery, no tax applies. Investment bullion and coins can trigger capital gains — check with the CRA or your accountant for your situation. We're gold buyers, not tax advisors.

Is there GST/HST on bullion?

Pure investment bullion (99.5%+ gold) is generally GST/HST-exempt in Canada. Jewellery transactions are a sale of your personal property to us — you don't charge us tax.

Safety & Privacy

Is it safe to sell my gold here?

Everything happens on the counter in front of you — testing, weighing, pricing. We're licensed, insured, and FINTRAC-registered. Nothing leaves your sight until you've been paid.

Is my visit confidential?

Completely. No follow-up calls, no mail, no spam. We keep the records the law requires and nothing more.

Do I need an appointment?

No — never. Walk in whenever suits you during store hours.

What ID do I need?

One piece of valid government photo ID. As a FINTRAC-registered precious-metals dealer we're required to verify identity, and large cash transactions are recorded.

Do I need to be 18?

Yes — 18 or older to sell gold or take a loan.

What We Buy

What do you buy?

Gold, and only gold: jewellery, coins, bars and scrap in any karat — including 22k (916) and Indian gold, which we specialize in. No electronics, tools, watches or handbags.

Do you buy broken jewellery?

Yes. Broken chains, single earrings, bent bangles, dental gold — condition doesn't change the gold value.

How do you test my gold?

XRF (X-ray fluorescence) analysis — accurate, instant, and completely non-destructive. No acid, no scratching, and it happens on the counter where you can watch.

Gold Loans

How does a gold loan work?

You borrow against your gold instead of selling it. It's sealed and photographed in front of you, insured in secure storage while you repay, and returned exactly as you left it.

What are your loan rates?

Published the day our lending licence is confirmed — on the site, in writing, with a full worked example in dollars and APR. We won't quote a number before it's approved.

Is there a credit check for a gold loan?

No. The loan is secured by your gold, so your credit history isn't part of the decision.

Not sure it's worth selling?

Text or WhatsApp us a photo of your gold first — we'll tell you honestly whether it's worth the trip. No pressure, no follow-up calls.

Call Now — Free Quote