The service almost nobody else offers
Get Cash Today. Keep Your Gold.
Borrow against your gold jewellery, coins or bars. It stays yours — sealed, insured, and back on your hand when you repay.
How a Gold Loan Works
- 1
We value your gold
XRF-tested and weighed in front of you, valued from the live market price.
- 2
You get cash, they get sealed
Walk out with cash or e-transfer. Your items are sealed, photographed and moved to insured storage.
- 3
Repay, and it's back on your hand
Repay on your schedule within the term and collect your gold exactly as you left it.
How much can you borrow? It depends on your gold's weight and purity — the loan-to-value is worked out from the same live market price we'd pay to buy it, and we show you that math before you sign anything.
Your Gold, Protected
Most of what we hold is sentimental as much as valuable. We treat it that way.
- Sealed in a tamper-evident bag while you watch
- Photographed with you, before it leaves the counter
- Insured for full value in secure storage
- Returned exactly as sealed — verified together
What a Gold Loan Costs
Rates published upon licensing — coming soon.
We'll publish our loan rates and a full worked example — loan amount, term, total cost in dollars, and APR — right here the day our lending licence is confirmed. Transparent, in writing, before you borrow. Want to know the moment rates are live, or have a question in the meantime?
Gold Loan Questions
Do I lose ownership of my gold?
No — that's the whole point. A gold loan is secured by your gold, but it stays yours. Repay the loan and it comes back to you exactly as you left it.
Is there a credit check?
No. The loan is secured by your gold, so your credit history isn't part of the decision and borrowing doesn't affect your credit score.
What are the rates?
Our loan rates and a full worked example (total cost in dollars and APR) will be published on this page the day our lending licence is confirmed. We won't quote a number before it's approved — that's what transparent means.
Who is eligible?
Anyone 18 or older with gold and one piece of valid government photo ID.
Is my gold safe while I repay?
Sealed in front of you, photographed, insured for full value, and stored securely. You verify the seal when you collect it.